Insurance agencies operate at the intersection of specialized accounting, tax, regulatory, and transaction considerations. We bring these disciplines together, addressing statutory accounting principles alongside GAAP reporting, the timing and recognition of commission revenue, producer compensation structures, and multi-state licensing and tax requirements. We also support agency acquisitions and book-of-business purchases, captive insurance structures, intangible amortization, and matters involving loss reserve adequacy and applicable discounting rules.

Insurance Agency and Carrier Advisory
Agencies, brokerages, and captive and specialty carriers. We have experience navigating regulatory reporting requirements and the multi-entity structures through which the industry operates.
Regulated Accounting and Multi-Entity Complexity
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Work directly with experienced advisors who understand your industry and are committed to guiding your business through informed financial decisions.
Schedule a ConversationServices We Provide
Agency acquisitions and book-of-business purchases
Quality of earnings for agency buyers and sellers
Statutory and GAAP reporting
Captive insurance structures
Producer compensation and retirement plans
FAQs
How is a purchased book of business amortized for tax?
Generally as a Section 197 intangible over 15 years; structure and allocation matter.
Do you work on agency acquisitions?
Yes. We support buyers and sellers with diligence, quality of earnings, and deal tax structuring.
Can you support statutory audits?
Statutory audits are performed by Ansel & Associates CPAs LLP.